3/19/2024 0 Comments Same day ach debits and credits![]() ![]() The closure of your account might be reported to a specialty consumer reporting agency such as ChexSystems. However, repeated overdrafts at your bank or credit union could cause your financial institution to close your account. An overdraft will not impact your credit report or your credit score as long as it does not go to into collection. If you do happen to have an overdraft from an ACH debit, be sure to take care of it promptly.
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